Positive Pay is an automated fraud detection tool that reduces losses and liability due to check and ACH* debit fraud. Available for a low monthly fee.
Check fraud detection — at the teller line and daily clearing.
- Intercepts potentially fraudulent checks before they are drawn on your Capital Finance Bank account
- Verification and authentication that check was issued by your business
- Automated email fraud alerts when ACH and check exceptions presented
- Secure web interface eliminates need for software
- Integrates with Capital Finance Bank teller system, providing in-branch and ACH defenses
- Assures timely return of unauthorized checks and ACH debit items
- Stops all ACH debits from posting to your accounts, except those you specifically authorize
*Automated Clearing House
